MOST Neobank
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Traction
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Welcome to the Investor Hub
At MOST Neobank, we believe in transforming financial services for small and medium-sized businesses (SMBs) and startups through innovative technology and customer-centric solutions. As we continue to grow, we invite investors who share our vision of redefining the future of digital banking to join us on this exciting journey.
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MOST Neobank
Why Invest in MOST Neobank?
Access to High-Quality Deal Flow
Through its extensive network of startups incubated within MOST BI (Business Incubator) and its Angels Club, the ecosystem offers investors early access to vetted, high-potential startups. 
Comprehensive Ecosystem
The combination of MOST NeoBank, MOST Ventures, MOST BI, MOST Angels Club, and MOST Media creates a full-fledged ecosystem that supports startups and matured tech companies across their growth cycle. This not only helps in identifying promising projects but also ensures these projects receive the necessary resources, mentorship, and visibility, increasing their chances of success and providing investors with more reliable opportunities.
Tax and Regulatory Advantages: AIFC (Astana International Financial Centre)
Central Asia’s tax and regulatory environment is highly favorable for investors, particularly those operating through the AIFC. The AIFC provides a low-tax environment with tax exemptions for private equity and venture capital funds, a simplified legal framework based on English common law, and protections for foreign investors. 
High Financial Returns in Booming Markets
Strong financial returns in Central Asia’s fast-growing IT and technology sectors. With the region experiencing rapid digitalization, IT startups in sectors such as fintech, e-commerce, SaaS, and AI offer significant growth potential.
Traction
Commenced lending operations through our Microlending SPV
$1.75M
disbursed loans and $1.3 collected
Portfolio NPL 3.75%
*KZ Microlending NPL 10-15%, US Microlending NPL 5-10%
38.5%
Local Portfolio effective interest rate (appx ~ 28.5% US rate1)​
Already integrated
with several Big Data collection platforms
> 400 pilot loans have been disbursed and collected,
using our AI Scoring model​
1 US Fed Interest rate = 5%, Kazakhstani National Bank rate = 14.25%. Kazakhstan sovereign risk about 9.25 % (14.25% - 5%)​
Mirat Akhmetsadykov
Founders
Serial entrepreneur, venture investor
Pavel Koktyshev
Serial entrepreneur, venture investor
CEO / Co-founder
Alim Khamitov
Co-founder
Serial entrepreneur, venture investor
15 Years in scoring and screening venture projects​. Founded and operating first venture fund in Kazakhstan​
Co-founder
Core team
Madi Kabdrash
10 years in IT, fintech and banking. ​Startup and technology enthusiast.
Kainar Mardenov
CTO
25 years in IT, banking, entrepreneurship and startups.
Chief Innovations Officer
Ansagan Shayakhmet
16 years in finance, SMB lending, Corporate finance.
CEO of MFO
8 years in product development.
Nurkhan Iskendir
PM
Arystan Tatishev
CPO
3+ years in PM, investor relations and engineering within US tech industry.
Zhuldyz Suzhikova
MBA, 18+ years of experience in corporate finance, investments and private equity.
Investments
Iliyas Murzagaliyev
15 years experience in audit and finance.
CFO
Denis Levin
20 years in banking and risk management.
Risk management
email: mirat@mostfund.vc
phone: +7 775 527 2392
Almaty, Kazakhstan
Contact Investor Relations
Join Us Today
If you believe in the future of digital banking and want to be part of a high-growth, tech-focused financial company, we invite you to explore investment opportunities with us. Contact our Investor Relations team to learn more about how you can get involved in the MOST Neobank journey.
Press Releases
Stay updated with the latest happenings and exciting developments at MOST Neobank through our press releases.
Yerkin Tatishev invests in MOST Holding, which is creating its own neobank
MOST Holding announced “the beginning of a new stage of development”. Two strategic partners have invested in the company - Yerkin Tatishev, the owner and Chairman of the Board of Directors of Kusto Group, and Askhat Sagdiyev, an entrepreneur with 30 years of experience in investment banking. “The funds received will be used to launch a number of key initiatives, including the creation of a neobank, opening an investment fund in Singapore and scaling IT hubs,” MOST Holding told Forbes Kazakhstan.
Location: Kazakhstan
Date: 24/09/2024
“Already this year we want to finance hundreds of companies”. How MOST Holding is changing the business lending market
In recent years, startups and the venture capital industry have been developing significantly in Kazakhstan. The quantity and quality of new digital businesses and their customer base are growing. However, when scaling up, such companies often need working capital. Classic loan money: borrow - wrap, earn - repay. However, second-tier banks do not finance projects of the so-called new economy. And the sector objectively needs financial leverage to grow faster. How this need will be covered by the future neobank within MOST Holding.
Location: Kazakhstan
Date: 20/05/2024
MOST Neobank
mirat@mostfund.vc
+7 775 527 23 92
Almaty, Kazakhstan